Commercial property finance

Commercial term loans

5.5
%
rate (pa)
65
%
max LTV
£
0.5
m
min loan size
2-5
yrs
term
If you’re looking to retain surplus income on your investment properties, an interest-only loan could be the answer. Ours offer both flexibility and certainty, with:
Fixed interest rates for the duration of the loan. Irrespective of what happens to LIBOR or Base Rates, borrowers' interest payments don't change.
No ERCs after two years. By imposing ERCs for two years only, we allow the customer complete freedom to sell or refinance their asset thereafter without penalty.
ICR covenant of 100%; based on the lowest net rental income throughout the term of the loan.
Payment holiday available. This option is available should there be breaks or expiries during the term of the loan.
Enquire now
We know that there is no “one-size-fits all” solution to property finance. Enquire today with your requirements and we would be delighted to find a solution that works for you.
How we’ve helped our clients
Financing your property portfolio